Personal Financial Management App

Table of Contents

• Tech stack
• Roadmap

Tech stack

pNpm: Fast, disk space efficient package manager.

TurboRepo: High-performance build system for JavaScript and TypeScript codebases. It is designed for scaling monorepos.

Changesets: A tool to manage versioning and changelogs with a focus on multi-package repositories.

Husky: Auto run lint, unit tests, build before commit.

SolidJS: Simple and performant reactivity for building user interfaces.

Vite: Frontend Tooling. It uses Rollup and esbuild internally for bundling.

Vitest: Testing Framework.

Roadmap

• 🚧 TODO Account Aggregation

  • Link multiple bank accounts, credit cards, loans, and investment accounts.
  • Real-time synchronization of balances and transactions.

• 🚧 TODO Expense Tracking

  • Automatically categorize transactions (e.g., groceries, entertainment, utilities) by taking pictures of receipts.
  • Manual entry of expenses and transactions.
  • Support for splitting transactions (e.g., shared bills).
  • Tagging expenses for more personalized tracking (e.g., vacations, business).

• 🚧 TODO Income Tracking

  • Record and categorize income (salary, freelance, dividends, etc.).
  • Monitor recurring income streams and one-time payments.
  • Integration with payroll systems and tax tracking for income insights.

• 🚧 TODO Bill Management

  • Add and track recurring bills (rent, utilities, subscriptions, etc.).
  • Bill reminders and notifications (upcoming due dates).
  • Ability to set up autopay or mark bills as paid.

• 🚧 TODO Investment Tracking

  • Link investment accounts and track portfolio performance.
  • Track asset allocations (stocks, bonds, mutual funds, etc.).
  • Monitor net worth based on assets and liabilities.
  • Portfolio diversification and investment insights.

• 🚧 TODO Debt Management

  • Track loans (student loans, mortgages, credit card debt).
  • Payment reminders and automated debt payoff plans (e.g., debt snowball, debt avalanche).
  • Interest calculation and amortization schedules.

• 🚧 TODO Financial Insights & Reports

  • Visualize monthly cash flow (income vs. expenses).
  • Detect trends in cash flow patterns (e.g., surpluses, deficits).
  • Forecast future cash flow based on current spending patterns.
  • Generate monthly, quarterly, and annual financial reports.
  • Provide insights into spending patterns, income trends, and savings performance.
  • Track overall net worth based on assets (bank balances, properties) and liabilities (debts, loans).
  • Historical data visualization to track net worth growth or decline.

• 🚧 TODO Credit Score Monitoring

  • Link with credit score agencies to monitor and report credit scores.
  • Provide insights on how to improve the credit score.
  • Offer alerts for changes in credit reports.

• 🚧 TODO Alerts & Notifications

  • Customizable alerts for various financial events (e.g., low balance, overspending, bill due).
  • Notifications for account changes, suspicious activity, or significant financial milestones.
  • Weekly or monthly summaries of financial activities.

• 🚧 TODO Security Features

  • Bank-level encryption to protect sensitive data.
  • Biometric login (fingerprint, face ID).
  • Automatic logout after a period of inactivity.